Is it a Good Idea to Shift home Loan From LIC Housing Finance to SBI ?

Dear All,

I am holding Loan of 17 lakh under LIC Graha Pravesh Scheme from LIC Housing finance for tenure of 20 Years;
Loan started on 16 Aug 2011; Loan is at floating ROI of 10.80%.
EMI amount is 17,165.00 /-

I would like to know :-

1.     Is it a Good Idea to Shift home Loan to SBI?
2.     If shift is not a good option then please tell me how can I reducing tenure.

Request to please suggest over this idea

Thanks,
Moreshwar