Today one ICICI representative said me that ICICI HFC doesn’t exist anymore. Its the ICICI bank which will finance me loan. Is it true ? Folllowing are the two offers from two different banks.
Axis bank: Base rate 10% + markup 0.25% = 10.25%. Processing fee 0.5%.
Last 12 EMI waiver offer.
ICICI bank : Base rate 9.75% + markup 0.5% = 10.25% Processing fee 0.5%.
1% EMI cash back offer.
Please suggest which one i should prefer ?