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iProtect VS SBI term insurance

Hi,

I am looking to buy a term insurance. Got a quotation for SBI – for 30 yrs, SA-1Cr, its around 19K. While the same in iProtectII is for around 12K.

Things to be noted is – that SBI has 3 riders –

Accelerated Critical Illness Cover Option

Accidental Death Benefit Rider (UIN: 111B015V01)

Accidental Total & Permanent Disability Benefit Rider (UIN: 111B016V01)

 

While in iProtect, only accidental death benefit rider is available.

Please advice, if im missing out any option in iprotect product or does it not provide any of these riders?

 

Regards,

Rajesh

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