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Investment in Debt

I have invested some money in the following
BSL Income Plus
IDFC Dynamic Bond
kotak Bond Plan
SBI Magnum Income
SOME QUERIES
What does it mean if there is negative return in a month
I have opted for qtrly dividend Will I get dividend or there may be no dividends too
what is the expected rate of returns over a period of one year
any lock in
Would appreciate a reply

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