I am a citizen of USA with OCI. Can I put my money in retirement plans like “HDFC Life Pension Super Plus” in India. If I put the money in NRO account, my returns are taxable. And again though I am not taxable in USA, I need to show provide the information for IRS. Do you think investing in ROTH IRA is better option instead. Any recommendation on investing in India for NRIs like me which can offer tax advantage