I’m great fan of this blog and have learned many fincial knowledge.
I have question related to mutual funds. I have been talking about some of my friends who had been invested in mutual funds for long time. There was suggestion that it better park the money FD rather than investing in MF as markets not doing good for the last 5years, even in long term let say after 15 years when you ready to redem the MF amout for your need and if there is recession at that time then will get very low or even negative returns. I know as theory Equity based mutual funds should give good returns in long run if this is true why inflow of MF in market is low compared to outflow MF amount in each quater.
http://www.business-standard.com/india/news/mfs-lose-equity-assets-for-fifth-month-inrow/492086/
I’m long term investor, wanted to start the SIP for the following goals. Please suggest good funds for these goals. I’m planning to park amout in the FD and invest the interest earned into Mutual funds, Is it a wise decision ?
1. child’s Higher eduction after 15 years
2. Child’s marriage after 25 years
3. Retirement after 15 years