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interest rate query

hi manish, i read your blog of best bank for home loan, and decided to go with lic hfl. i have applied home loand from lic housing finance ltd a week ago.

can u pls suggest manish from below option by lic hfl which one is best, home laon tenure is 25 years. since i applied home loan with my wife, they said if main applicant is female then i will get 0.25% interest discount and this is applicable only to option no. 1

pls suggest……….whice one is best in below option by lic hfl

1)10.25% fix for 2 yrs,

2)10.70% fix for 3 yrs,

3)10.95% fix for 10 yrs,

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