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Insurance to cover risk during home loan

Guys, I am about to take a big home loan along with my wife. Given below are details of our insurance till now

Me : 10 lakh term insurance

       2 lakh mediclaim provided by employer for me and my wife

Wife : No life insurance

         2 lakh mediclaim insurance provided by employer for her and me

 

Please guide regarding extra life insurance/health insurance/other risk cover that should be taken 

Thanks a lot

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