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Insurance for disability or job loss ?

Hello Forum,

I bought OBC floater for me and my mom health insurance (6 lac cover) and Aviva iterm plan for myself (50 Lac). I wanted to know that is there any way I can add something to either above said insurances that if there is disability (accidental or disease) like in case I can’t continue my job due to health issues and I can get insured money so it can help me a source of income.

Thanks A lot,

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