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ICICI Pru Pinnacle Super LP – Surrender or Stay Invested?

Hi,

I brought ICICI Pru Pinnacle Super LP in June 2012 with NAV value of 9.67. As of today NAV value is 12.677. I have researched on internet and found out that ulips are not good investments.

So should I remain invested and pay remaining 3 premium or surrender. As even after surrendering I get my money after 5 years only.

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