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I want to invest in mutual funds – Should I choose Fundsindia or Direct plan?

When I start a new SIP, should i go through fundsindia.com route or do i need to do it directly. I know it differs from person to person.

But how about a person with average knowledge about equities and funds and who gets to time to anlayse markets only once in a while.?
Is it really required to time markets in case of SIPs when switch/redemption etc are considered?
If so is the collective knowledge from finance websites and finance forums only required to do that?
(Doing SIPs for 15 yr goals).

Thnks

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