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How would you rate the BSLI High Networth Term Plan- Age 29yrs; cover- 50 lacs; premium-12k

Hi, I purchased the BSLI High Networth Term Plan some time back. For a cover of 50 lacs at 29 yrs age the premium is abt 12k (including s_tax). Is this an expensive plan? Also, what are the pros and cons of moving to another term plan. I am also considering topping up with a term cover from another co. Which covers do you guys suggest.

Rgds, Parry

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