Dear Manish
I have LIC policy jeewan saral, yearly premium is 25.5K …….i hv total 4 LIC (Other are of small amt so not so much bother) I Have Term Insurance of 1 cr. My Age is 30… I want to cut my fixed expenses so that i can enjoy life in better way. I have paid premium in year 2010,2011,2012 & 2013. So i am eligible for surrender………. Now quide
if i surrender i will get 65% .. which is loss i dont want my capital die……… advice how to go further.