Hi
I am a 28 year old and this year my annual salary would be around 4 lac. Right now I have LIC policies of around 35k. But now, I don’t seek more investment in LIC for 20 years. For now, can you please advice which is the best way to gain tax benefits wherein the money is not blocked for long term. I can invest a max of 25-30k more.
And also can someone suggest which all banks provide the same. One more thing how much is the HRA, I can get as per my salary band. Please suggest, I am too much confused.