My employer doesn’t provide me pension. So I want to have a pension plan for me. Age 28. Started SIPs, PPF and have taken a term cover. Planning retirement by 55. I would like to have a pension plan.
A) Is it better to accumulate a corpus and enjoy the interest from that corpus as pension? Which is the better way for it? PPF?
Or
B) Join any pension plan, which pays me regular pension after the age of 55? If so could you please suggest me some? Thank you