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How to manage money after surrendering ULIP policy opened for retirement ?

Hello, I have taken few ULIPs (pension plan) few years back but after reading all your posts, I think I have made mistakes. All the policies have taken before 2009 so dont come under new rules. Once I surrender all policies, what should be best way to manage this fund? As these policies were started for retirement, I dont want to use that fund for any other reason. Please advise.

-Thanks Darshana

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