I have applied for a Consumer durable loan with Bajaj finserv which was declined due to low cibil score. I hv already taken a auto loan of Rs.65000/-. Due to ignorance of cibil conditions, my five cheques are bouncing but i deposit all the bounces in cash payments regularly after 10 to 15 days delay than the actual payment date with penal charges of Rs. 300/- each installment. Now only three instalment of above loan are pending to be made. I am planning to deposit the remaining three intalment in lumpsum with a wweks of tme and closed the said loan and get a NOC from the bank and produced it to the Bajaj finserv. Please tell me that the above action is right and it will help me to improve my cibil score for availing the proposed loan. Thanks