Hi,
I took a personal loan of 200000 from ICICI when i was working. i lost my job in november 2013 but i am paying my EMI & now i ha’nt paid it for last 3 months.now i got a legal notice for further legal proceedings.tomorrow 15th july i am joining a company in delhi.what can i do to make these guys understand that i will pay it when i got the salary.even i am gonna to pay whole salary to clear the backlog. plz suggest me something.