Dear All
I have a question to all please help me i am in a very big credit card trap . I hold a HDFC bank credit card unfortunately due to medical emergency i had swiped my credit card for 35000 in a hospital and i was not able to pay the amount in time so i am paying a minimum amount due from the last two months and i am also paying almost interest of around 1000 extra with it.
Now i am requesting the bank to give me at least a balance transfer or a emi facility so that i can clear the outstanding due to know i hold this card form the last 4 to 5 years i due my payment in time but this is the only time i am facing this problem but those people are telling me no to emi no to balance their is no offers on my card at all in this please please tell me what is my next option in the time when peoples salary is low and the cost is more who likes to pay 1000 extra for no use if you can please please find a solution to my problem i would be very grateful to you .
Thanks and Regards
sam