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How one can do effective Financial Planning?

Hello Sir,

I am thinking to do effective financial planning so that my long term goals like Child education, Retirement can be fulfilled. Do you know any tool or website where personal Financial planning can be tracked? Preferably I should be able to track FDs, MFs, Real estate income, Shares and savings account.

Also I would like to know that how to choose MFs, SIPs against long term financial goals?

– Ajay

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