Hi, I am from kolkata and earning 33,000pm (year 2014). I save a bit more than Rs 90,000 in a year which I invest totally in LICI (total sum assured Rs16,00,000 and all ending by year-2025). I made very little investments in any other sectors. Other investments are 2 FDs of Rs 20,000 each for 5 years. Shares of total amounting Rs50,000 according to Jan 2014.
I have to purchase a flat which I think should be near about Rs 35,00,000 (I would get a help of about Rs 15,00,000 from my parents). I am going to marry next year. Now tell me how much I have to save in a year and in which funds. How much should I have during retirement so that a middle class family can lead an existing pattern of life style? Please suggest me.