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How many mutual funds I should choose if I have to do 10k SIP ?

I need suggestion on my investment :

1. I have 2 lacs in SB account, Where to invest? I am in 30% slab and already got more FDs.

2. Need SIP plan for 10k monthly and willing to go for long term (10 years).

3.  Basic query on choosing SIP funds, Should i include on Balanced Fund(debt fund) also part of Large cap ,mid and small cap.   I am confused on this combo selection for 1ok SIP.

How many funds should be in a SIP for 10k commitment.

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