At times I wonder how much ever planning we do for financial expenses there’s always surprises ( which may be due to poor planning too..!)..
For eg.,we would have thought of spending X amount of money or never thought of spending any money say for an unexpected dinner party with friends or
your wife went for shopping and she found the exact necklace or saree she has been looking for many years (which we would be completely unaware of!!)…OR
your in-laws came for a weekend unplanned and you had to take them around the city/eat out/ buy gifts for their child etc.,
how do you allocate budget for such unforeseen expenses for which you never really know how much you may spend??!
Of course, you may also make surprise visits to your friends or in-laws place and make them spend .. !!