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How can I close my LIC policy

Dear Sir,

I have two LIC Policy which I have enrolled in July 2006.

 One is money back for 20 yrs(in which getting money back on every 5th yrs) paying 50000 per year.

and other is Pension Policy for 25 yrs paying 30k per year.

 

Can you please suggest me how can I close the not so useful LIC policy so that same amount I can invest in SIP. 

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