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Home Loan TL from SBI

Dear Sir,

I have been santioned & disbursed with 19.53 L from SBI for 300 mnts.As per calculation EMI comes as INR 17447 pm.But they have shown the EMI as INR 18010.

Why this difference is?

And can TL be changed now to Maxgain?If yes ,may I writte letter directly to AGM,SBI at concerned RACPC?

Please comment on this.

Regards,

Rakesh Ranjan

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