Is this is a fair idea to start Home loan EMI only for the amount disbursed to the Builder or it is better to start the full EMI from Day-1 with the effective rate of Interest. If the construction is just started and the possession is after 2 years from now, which is the best method to follow.
Please note that the 20% downpayment is taken care off. I am interested to know about the 80-85% loan provided by Bank on the total flat cost. Please provide the pros and cons of both the options selected.
Thanks always,
debojyoti