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Home loan from Standard Chartered bank (SCB)?

Hello folks!

I am planning to invest in residential property in Gujarat.Still to finalize it.In mean time, I want to understand about best loan players and loan process available.I went though many discussions on this site and also studied other site.I have following questions,

1. Can I opt for home loan from a particular branch of SBI/HDFC in Mumbai for property located in Gujarat?

2. Has any one taken home loan from the standard chartered bank (SCB)? They are offering loan upto 30lac for 10% (less than HDFC!).Also, no need to compulsary buy their other products like savings account/credit card (SBI asks for compulsary insurance).Please share your experience.

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