Hi all
I booked a flat costing Rs.30lac( Including Registration), Iam seeking loan around 25lac for a tenure of 15 – 20 years, (age is 48years) my takehome salary is 40k, I approched SBI they told my eligibility is 19lac, when I highlighted my bonus amount of 62k in my bank statement they told it may come upto 21 lac. but my requirement is 25lac
1. can anybody tell me the loan eligibility calculation?
2. how apply for the SBI maxgain home loan?
immediate suggetion is appreciated