HI I have 3 credit cards i have settled 2 cards in CIR its showing settled and one is showing written off.I have one personal loan i have cleared 2yrs back.
on each a/c section dpd is there.
I Have Checked my Cibil score it is 820 and i did not apply for any loan from past 4 yrs and i donot have any credit cards now.
Now i am Planning to apply for Home Loan??
My Question is…….
The written off card over due is 13,000 and written off balance is 54,000. if i pay the overdue amount the status will change?is there any benefit if i pay the overdue amount?
I heard that buy paying 5600rs to cibil dpd’s (days past due section) will clear is it true????
please suggest on what modifications I will get Home Loan….?