Site icon Jagoinvestor

Help regarding financial planning

Hi,

My name is Bharani. Following is my investment details, please review and let me your comments /

recommendations.

SIP for Rs.2000 monthly on

1. uti retirement benefit pension fund

2. HDFC top 200 fund

3. (Planning to start on either Sundaram SMILE or HDFC Mid cap)

Regarding insurance, I have jeevan anand, new bima gold and jeevan saral policies for a total

premium of 40k. I am planning to make all of them PAID-UP (realised my mistake after reading

Manish’s article 🙂 ). Will take term insurance once LIC online term insurance is available.

Have a PPF account with SBI, planning to start doing NEFT of 1000rs monthly to it.

Started purchasing Gold Bees ETF one unit on a monthly basis.

I am looking to increase my SIP amount in HDFC top 200. Please advice by what percent I should increase SIP installments..

Also suggest between mid cap funds or balanced funds to start SIP..

my monthly income: 60k.

whether i am in the right track..need to invest more? Please provide your advice

 

Exit mobile version