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Help on Term-plan

Hi Manish
     I am 34, non-smoker, non drinker & healthy male. I am planning to buy Term-plan.for a life cover of 1cr Rupees
     I’ve Short-listed 2 policies
 
  1) Aegon-Religare (Upto 75 years)
  2) Aviva iLife(Upto 70 years)

  My queries are 
    1) Should I take 2 policies one each from Aegon-Religare and Aviva for 50 Lakhs respectively? or
    2)  Should I go for only 1 policy & which one of the above 2 ?
    
  For me premium amount is not an issue, But I want to ensure that both of these companies do exist for the next 40 years  

  I am in a sort of dilemma.Please help me in choosing the correct Term-plan

Thanks and Regards

Ranganath

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