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Help me pick 2/3 funds for retirement

I’m 31 and planning to retire in 25 years. My current monthly expenses are around 20K and planning to invest 15K regularly in SIP for retirement expenses alone – I put these numbers to get retirement goal – 15% return and 10% inflation.

Few funds in my mind are

HDFC Prudence / Balance – 5K

HDFC Top 200 / HDFC Equity / UTI Opportunities – 5K

Franklin India Bluechip / ICICI Focused Bluechip – 5K

IDFC Premier Equity – 5K

Your suggestions are always welcomed.

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