I’ve mediclaim insurance for me and my wife 1 lac each from New India Assurance company. I Also have company mediclaim for 2lacs for 1+2 (wife and kid). Now I want to icrease my health insurance by 1 lac each. At the moment I dont have any insurance for my new born kid.
So, I want to take Family floater with 2lacs for three of us. This will get for me and my wife 3lac each and my kid 2lac in a way. This is excluding company mediclaim policy.
Is Family floater of 2lacs good idea? Another point I’m not going to increase the SA in existing policy, instead I want to buy a new policy. Dont want to go with the same company again also cant close that because it has completed 4yrs.