I have been using this HDFC Platinum credit card for nearly 4 years now.
Last month, i had a spend of about 75K on this card.
Due to certain reasons, there was a delay in the payment for about a week owing to which the bank has charged me Interest of 3.5% for the whole Month which turns out to be nearly 3,000/- bucks??
Arent they supposed to charge on a Pro-Data basis and not for th whole month?
This is not even clearly mentioned in their booklet terms and conditions, all that is mentioned in the booklet is the interest rate that they charge on late payment.