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HDFC Classic assurance plan ? To surrender or continue

Hi manish

I am an NRI and made mistakes of doing two plan under HDFc life. Missold like many others by uncle .

one plan is HDFC SL Classic assure with premium paid already for three years of 150000 each with sum assured 1250470 plus bonuses at maturity over a fifteen year term. Premium paying term is seven years .in last three years they have paid bonuses close to 50,000.

I am not sure what’s to do as getting messages from other customer that it is just a waste of money and better to stop it now.

Could you let me know what’s best to do at this stage ? Like stopping premium and waiting for it to be paid up ? Or just surrender ?

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