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Haven’t Paid ITR & Clueless about CIBIL. Please assist!

Hi guys,
Found this forum yesterday and figured I’d ask you guys about my issues.

I’ve been freelancing casually for over 2 and a half year now. 100% of my income is in USD and have done close to $60,000 to $70,000 in this revenue in 2.5 years to far. I haven’t paid taxes last year and have no clue what and where to start from.

Also, I applied for Credit Card but was denied due to bad CIBIL score. When I tried to generate CIBIL score online, my payment got declined almost 6 times. Money wasn’t deducted. 

Now I really want things to get straight and right. 

I want to pay my taxes, I want to have my CIBIL score improved and get thing correct. 

What should be my first step and who should I approach? 

Please know, I’m not the best at understanding investors terms. 🙂

Thanks

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