I have group term life insurance of worth 30L from my employer as group policy… Do I still need to take individual term life insurance now?
I am software prof, age:32 and will be working for next 10yrs only..( will switch to low pay job later ), so planning to take the individual term life insurance only after 10yrs ( for 30L SA), .. when premium will be 60% higher than whats now based on age..!
Will it be a right decision?
Thanks
Sunil