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guidance on MUTUAL FUND portfolio

Sir
i am 41 yrs old in government service. I am investing
rs 6000 per month in my gpf account
rs 2300 per month in icici ulip
rs rs 2000 per month in idfc prem eq
rs 2000 per month in hdfc eq,
rs 2000 per month hdfc top 200,
rs 2000 per month in icici pru focus blue chip fund
rs 1000 per month franklin blue chip fund
rs 1000 in uti dividend yield,rs 1000
rs 1000 per month in birla sun life dividend yield grth plan. Some financial adviser advised me to change my portfolio to as under-

proposed monthly investment outflow `/month
gpf - rs 6000
husband ulip -833/pm
wife ulip - 1500/pm

SOME EXPERT advised changes equity funds* `/month investment is as under--
gold funds- -3000/pm
dspbr top 100 equity reg 2000
franklin india bluechip 1000
idfc premier equity 2000
birla sun life dividend yield plus 2000
hdfc equity 1000
birla sun life mnc 1000
fidelity equity 2000
hdfc index sensex plus 1000

please advise me should i change my portfolio??

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