Dear Sir,
With reference of above i would like to have guidance and necessary suggestion for the Home Loan Pre Closure Charges which is levy to me as i would like to pre close my Home Loan.
I took Home Loan as well as Home Top Up loan, Where as the cheque of home loan was issued in the name of Builder and cheque of Home top up loan was issued in our personal name. Now according to Circular from RBI and NHB the levy of Pre Closure charges on Home Loan has been removed.
Now my current bank is agree to waive Home Loan Pre Closure charges but they says they will continue to charge 2% Pre Closure charges on Home Top Up loan, while that comes in Home loan category and every norms they applies of Home Loan.
Kindly suggest me the best possible solution weather i should go with the BANKING OMBUDSMAN and filed the complaint on same??
Awaiting your quick and positive reply.
Thanking you,
Best Regards, Kamlesh Tank