I am 37 years old and married looking for financial planning for my future needs. Basically retirement,Child education.
My current take home pay : 70,000
Expenses : 40,000
Contigency fund : in the form of FD available.
Rental income from 2nd flat : 8000
Health insurance – Covered by Employer
LIC policy : 5 lac SA in Money back/Jeevan anand policy
current portfolio :
FLATS : 57%
FD : 19%
GOLD : 25%
Liablities – 0 .( Closed Home/Personal loan last month)
Now all my investment avenues pure FD,GOLD and Real estate. For diversification of portfolio and build corpus for Retirement,Child education , i would like to invest in MF SIP
What will be the suitable portfolio for my case.