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Financial planning for child future and retirement

Hi This is Sivananthan I happened to see ur website while i was searching for a term plan, Ur site is very informative and easy to understand Currently i have the following policies and SIP

Iam paying Rs.1,36,000 per annum towards 2 jeevan anand policy with sum assured of Rs.32 lakhs for me and my wife

Iam also paying Rs.2000 towards Sundaram select mid cap for the last 8 months and Rs.2000 for Reliance Gold SIP for the last 8 months
I want to invest for my child future , she is 2.5 yrs old. Iam 36 yrs old. I also want to save for my future and build a good corpus for retirement.

I also don’t have a term plan and planning to take one since i have a housing loan for 37 lakhs and car loan of Rs.5 lakh and Rs. 6 lakh towards plot loan and i also need to pay another Rs.10 lakhs to my parents.

I earn around Rs.10 lakhs per annum and my wife is a central govt doctor and she also earns the same amount per annum Can u pls let me how u and ur team can help me meet my financial goals Looking forward to ur reply Warm Regards, E.Sivananthan

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