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Financial Planning for a 39 yrs old School Teacher

Dear sir
I am 39 years old and a school teacher. My Salary is Rs 30000/- per month. I need your help for my financial planning. My present financial planning is as follows-
Jeevan Saral LIC Policy- 10 Lakhs    Prem 48K per year       since Feb 2010
Jeevan Anand                    1.10 Lakhs    6065/- per year            since Dec 2012
Money Back Policy            2.0 Lkhs        15000 per year        
HDFC top 200                    4000/- pm     since 2011
hdfc gold                              2000/-pm    since 2012
idfc premier equty               2000 /- pm  since 2011
EPF                                       7000/- per month
ppf                                          1000/- pm  
My Goals
After 7 years        10 L for Education of daughter1   
After 9 years        12 L for Education of daughter2  
after 12  years       20 L for marriage of daughter1
after 15 years        25 lacs    marriage of daughter2
after 21 years        2 crore retirement
after 5 years         25 L for housing
Please help me for my this goal.Also tell me good online term plan, family floater or goof mediclaim policy for me, my wife and two daughters
Yours
Bajrang lal sharma
Raipur
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