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Financial Planning for a 30 yr of female – Please help

Hi,

I am 30 year old female. I am very much worried about my financial status, so looking for your valuable advice. As of now I have total 1 lac savings. I want to do proper financial planning which will include emergency fund, pension fund, life cover, health insurance, house purchasing etc.

I have 19000 savings each months after excluding personal loan EMI around 6000 and my monthly expenditures. Could you please guide me how efficiently I can manage my financial wealth. Your help will be really appreciated.

Thanks,
Ruchi

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