Hi,
I am 40 and my current portfolio looks like this.
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– Equity Stocks: 7 Lakhs
– MF’s: 1,51,000/-
– FD: 6 Lakhs (contingency fund)
– Gold: 10 Lakhs
– Liquid Cash: 5 Lakhs
– LIC: Premium 80,000/- per annum (20 Lakhs sum assured
for 20 years, started 2012).
– PPF: 1 Lakh per annum (for 15 years, started 2012).
– Housing Loan EMI: 30,000/- (Total 30 Lakhs pending on a 17 years loan)
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I would like to have expert opinion and portfolio guidance for my future goals as below.
– Retirement Corpus: 3 Crores (Time Horizon 15 years)
– Child Education: 15 Lakhs (Time Horizon 15 years)
– Child Marriage: 10 Lakhs (Time Horizon 20 years)
– Closure of current home loan (Time Horizon 5 years)
– Property purchase – 10 Lakhs (Time Horizon 3 years)
– Additional corpus funds in hand – 10 Lakhs (Time Horizon 2 years)
Can I get some expert opinion / guidance on this? What level of (aggressive) investment approach / monthly outgo should I be initiating to achieve this goal?
Thanks,
snp