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fate of endowment plans after taking TERM PLAN

Sir, I am reading this blog for last one year….it inspired me to take term insurance of 60,00,000 from lic… I have LIC plan worth 7,00,000 with yearly premium of 71,000..

Plan                           Sum assu    DO comm.   Last prem   maturity  paid up value   bonus       surren value 

Jivan shree                 5,00,000     28.3.03       28.12.12     28.3.23        3,87,500        2,71.000     2,66,400

(7.5 assu) premium 12,800 Qly

Jivan samrudhdhi      1,00,000     28.2.05       28.2.18       28.2.19         8500             39000            23,500 

(25,000 got in 2010) ) premium 10600 Yly

Komal jivan                1,00,000       28.8.04      28.2.18       28.2.19         43,000         48,750          45,300                                              

  premium 9000 Yly

My  wife’s plans are for 4,22,000 with yearly premium of20,000..

Jivan samrudhdhi      1,00,000     28.2.05       28.2.18       28.2.19         8500             39000            23,500 

(25,000 got in 2010) ) premium 10600 Yly

Jivan surksha            3,22,000      28.3.03       28.3.26       28.3.27       1,03,000        82,000            90,000

(pension)

My  view on investment is FOR  >10 yrs…What shoud be the solution??

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