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Enquiry about term assurance policy

I am 40 years of age and have a kid of 1 year and serviceing in private firm. I need suggestion about term assurance policy.

I understand that term life policy is best option for life insurance but I have a medical background (had undergone a major surgery (abdominal sarcoma) around 12 yrs back. One kidney is also
removed. But I am leading normal life now with no complicaltions. Thanks to almighty god and doctors who have treated me.)
I really doubt whether term policy would be given to me and if required will it be settled without any hassles or not. Can anyone have any idea about this?

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