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Does Home loan kill Entrepreneurship and makes people feel trapped ?

I am writing an article on this topic , so want some experiences and inputs . A lot of people want to do what they love and really makes them excited . But because of home loans they feel trapped and stuck in their financial lives and despite having so much of dreams on working in a small startup or starting their own, they cant do it or face lot of issues . 

can you share your experiences and stories on what you feel or faced in life ? Also do you agree with this or not ?

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