Hi Team.
My recent CIBIL score is 626. I have one unused credit card with overdue amount 900 rupees only and this reflected in my cibil report with written off status. I am currently applying for home loan, so can I pay this over due and get the NOC from credit card department and get this settled with home loan lender.
Apart from this, I do not have negative words in my cibil report. I have taken earlier two personal loans and all were paid without any issues.
Please suggest me and thank you for your kind help.