Hi Manish,
I am 23 years old and already have a Aegon Religare term plan of 5o lakh with all riders till age of 75 years. I was checking if I should buy another plan.
I was checking other companies plans but observed that the max policy tenure is around 30 years. This means that if I buy another plan then it will end in my 50s. But, my average working age would be around 65. So, I was thinking that probably I should wait for another 8-10 years and then buy another term insurance plan. At that time, my dependencies and priorities may also change.
What do you think about it?