Hi,
Though I understand the the power compounding and continous investment but I have strongly feeling that going for Dividend option makes sense because of below points.
1) Mutual funds would announce dividend only when there is good profits and also when they think the market is bit over heated.
2) In a year atleast there are 3-4 times wherein market gives you a correction of 10% you can better get the dividend money when the market is high and you can invest that money back into the market during these crash time.
I understand that no body can time the market but still it can be done this way and can maximize the return.
Your veiw on this??
Regards,
Raj